{"id":1292,"date":"2012-02-09T16:37:20","date_gmt":"2012-02-09T16:37:20","guid":{"rendered":"https:\/\/aminearlythereyet.com\/?p=1292"},"modified":"2013-09-03T06:27:10","modified_gmt":"2013-09-03T05:27:10","slug":"losing-your-credit-card-and-getting-access-to-cash","status":"publish","type":"post","link":"https:\/\/aminearlythereyet.com\/losing-your-credit-card-and-getting-access-to-cash\/","title":{"rendered":"Nightmare Travel Scenario #1: Losing Your Credit Card and Getting Access to Cash"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/aminearlythereyet.com\/wp-content\/uploads\/2012\/02\/losing-your-credit-card-286x300.jpg\" alt=\"\" title=\"\" width=\"286\" height=\"300\" class=\"aligncenter size-medium wp-image-1304\" \/><\/p>\n<p>Every time I use an ATM, anywhere in the world. I get worried.<\/p>\n<p>Worried that the machine will gobble up my card and hold onto it forever. Worried that I might shove it in too quickly before the flashing lights come on, somehow pissing it off. Punishing me by depriving my cherished piece of money giving plastic.<\/p>\n<p>Ultimately losing your credit card is losing your access to cash whilst on the road. I can think of nothing worse than loosing my credit card, being stuck in some far flung destination with no access to cash.<br \/>\nIt&#8217;ll be bad enough in Birmingham&#8230;<\/p>\n<p>Would you have enough cash to buy credit for your phone? Enough to call your bank? <em>Your mum?!<\/em><\/p>\n<p>If you loose your credit card and left with nothing; either through theft, loss, or a dreaded ATM ate it, here are some simple tips to get some access to cash should this disaster happen to you. <\/p>\n<ul>\n<li><strong>Have a SPARE CARD!<\/strong><\/li>\n<p>Did you start your travels <em>without a spare card?<\/em> Slap yourself on the wrist! Hide a spare card stashed away separately from your wallet, buried in the bottom of your <a href=\"https:\/\/aminearlythereyet.com\/how-to-pick-a-backpack\/\">backpack<\/a>.<\/p>\n<p>If you have bad credit or don&#8217;t have time to apply for a normal credit card back home, there are pre-pay credit cards available. (I use <a rel=\"nofollow\" href=\"http:\/\/www.fairfx.com\" target=\"_blank\">FairFX<\/a>) <\/p>\n<p>They work like this: You transfer money to it from another account, and it acts like a charge card, similar to a top-up phone. <\/p>\n<p>You can also choose between Master card or Visa for worldwide usage. Rates tend to be quite good too, with minimum foreign transaction \/ withdrawal charges.<\/p>\n<li><strong>Stash some cash<\/strong><\/li>\n<p>Hide \u00a320\/$30 somewhere in your backpack. Prior to this calamity, if you have to spend your hidden cash in a beer related emergency \u2013 replace it! <\/p>\n<p>That little amount of money can pay for a room, a phone call to mumsie, or a bus ticket to somewhere where you can sort yourself out.<\/p>\n<li><strong>Get some friends<\/strong><\/li>\n<p>Your traveller friends can bail you out in a pinch. You can&#8217;t borrow money off strangers. How many times have we heard <em>\u201cCan I get 50p for the bus please mate?\u201d<\/em><\/p>\n<p>Beg, borrow, (but don&#8217;t) steal! Say you&#8217;ll wire them money via <a rel=\"nofolow\" href=\"http:\/\/www.paypay.com\" target=\"_blank\">PayPal<\/a> in exchange for hard cash money (remember the 4% Paypal charge!). <\/p>\n<li><strong>Get some cash wired to you<\/strong><\/li>\n<p><a rel=\"nofollow\" href=\"http:\/\/www.moneygram.com\/\" target=\"_blank\">MoneyGram<\/a> and <a rel=\"nofollow\" href=\"http:\/\/www.westernunion.com\" target=\"_blank\">Western Union<\/a> offer mega-quick wiring of money to banks in hundreds of counties around the world should you lose your plastic. <\/p>\n<p>You&#8217;ll need someone back home to help facilitate the transfer to a local bank wherever you are in the world. Hopefully you choose someone trustworthy for this critical task and not your mate &#8216;Dave&#8217; from the local. <\/p>\n<p>They may need passport information for both sender and receiver, and may be asked for a security password between recipients to help authentication. &#8220;Gimme the money!&#8221; is a recommended strong password.<\/p>\n<p>There are some fees involved with both of these services, but I&#8217;m sure you&#8217;d swap a digit for a fist full of cash in this situation!<\/p>\n<p>Check more about these services <a rel=\"nofollow\" href=\"http:\/\/www.guardian.co.uk\/money\/2001\/sep\/22\/travel.budgetingforyourholiday\" target=\"_blank\">here<\/a>.<\/p>\n<\/ul>\n<p>Good luck!<\/p>\n<div class=\"flickr-link\">Photo: <a href=\"http:\/\/www.flickr.com\/photos\/pathawks\/\" target=\"_blank\">Pat Hawks<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Every time I use an ATM, anywhere in the world. I get worried. Worried that the machine will gobble up my card and hold onto it forever. Worried that I might shove it in too quickly before the flashing lights come on, somehow pissing it off. Punishing me by depriving my cherished piece of money [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6409,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[67],"tags":[24,32],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nightmare Travel #1: Losing Your Credit Card and Getting Access to Cash<\/title>\n<meta name=\"description\" content=\"Losing Your Credit Card and Getting Access to Cash is a travellers nightmare! 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