{"id":8925,"date":"2014-05-04T12:04:35","date_gmt":"2014-05-04T11:04:35","guid":{"rendered":"https:\/\/aminearlythereyet.com\/?p=8925"},"modified":"2014-05-04T12:32:58","modified_gmt":"2014-05-04T11:32:58","slug":"everything-youve-ever-wanted-know-travel-insurance","status":"publish","type":"post","link":"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/","title":{"rendered":"Everything You\u2019ve Ever Wanted to Know About Travel Insurance!"},"content":{"rendered":"<p><a href=\"https:\/\/www.flickr.com\/photos\/alancleaver\/4122171512\" title=\"insurance by Alan Cleaver, on Flickr\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/farm3.staticflickr.com\/2795\/4122171512_3f4dc612d0_z.jpg\" width=\"640\" height=\"426\" alt=\"insurance\"><\/a><\/p>\n<p>Everyone knows that travelling without insurance is a major no-no, but how exactly does the process work? Here, we answer some of the most common questions about travel insurance and help you prep to find a policy that makes your getaway dreams possible!<\/p>\n<h2>Do I really need coverage?<\/h2>\n<p>Yes, you really do. Though plenty of vacationers jet off without it, it\u2019s wise to add an insurance policy to your list of must-book essentials along with flights, hotels and rental cars. It\u2019s the single best way to make sure that you\u2019re taken care of in the event that something goes wrong. <\/p>\n<h2>When should I purchase the policy?<\/h2>\n<p><a href=\"https:\/\/www.flickr.com\/photos\/pagedooley\/4026016070\" title=\"No swimming, but field goal attempt was good by Kevin Dooley, on Flickr\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/farm3.staticflickr.com\/2556\/4026016070_47e1c68b6e_z.jpg\" width=\"640\" height=\"433\" alt=\"\"><\/a><\/p>\n<p>The best rule of thumb is to buy your plan at the same time that you book your flights and hotels. You can purchase insurance up to a year in advance of the trip and anytime in the days before you depart on your journey. Be forewarned: Though you could theoretically invest in a plan the day before you jet off, the coverage typically won\u2019t begin until you pay the premium and will only cover cancellation fees and lost deposits from that point forward. <\/p>\n<h2>I\u2019m at my destination and need a plan. Can I buy one now?<\/h2>\n<p>This usually isn\u2019t an option. Most plans require you to confirm your trip insurance before you depart from your country of origin. For instance, if you\u2019re travelling from <a href=\"https:\/\/aminearlythereyet.com\/tag\/sydney\/\">Sydney<\/a> to <a href=\"https:\/\/aminearlythereyet.com\/tag\/shanghai\/\">Shanghai<\/a>, you\u2019ll need to purchase the <a href=\"https:\/\/insurance.americanexpress.com.au\/travel-insurance\/\" target=\"_blank\">AmEx travel insurance Australia<\/a> offers prior to boarding your flight. <\/p>\n<h2>What\u2019s the most comprehensive option?<\/h2>\n<p>If you\u2019re looking at choices for one vacation, a single-trip plan is often the best way to go. Depending on the company, you could get coverage for cancellation fees, medical assistance, delayed and lost luggage, personal effects and rental vehicle excess. <\/p>\n<h2>What if I need a plan that covers multiple trips?<\/h2>\n<p><a href=\"https:\/\/www.flickr.com\/photos\/wwarby\/9638435181\" title=\"Desert Road by William Warby, on Flickr\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/farm6.staticflickr.com\/5531\/9638435181_7e3e44c2b8_z.jpg\" width=\"640\" height=\"480\" alt=\"Desert Road\"><\/a><\/p>\n<p>For travellers who plan to stay on the go for a year or more, multi-trip insurance is a hassle-free option. You\u2019ll pay the premium on an annual policy and get coverage for a per-trip duration. What\u2019s more, in addition to the standard coverage, many annual policies give you the choice of adding on extra covers depending on your travel needs. <\/p>\n<h2>Can I get medical coverage while I\u2019m away?<\/h2>\n<p>Absolutely. Purchase a policy that offers extensive medical coverage and assistance, and you could get access to 24-hour service, hospital fees, ambulance arrangements and even a local interpreter to help you with the language. Plus, some medical policies cover dental expenses, so you can rest easy if you find yourself grappling with a blinding toothache. <\/p>\n<h2>I need coverage for my sporting equipment. Is that an option?<\/h2>\n<p><a href=\"https:\/\/www.flickr.com\/photos\/99624358@N00\/273296299\" title=\"Top of Winter Park by Heath Alseike, on Flickr\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/farm1.staticflickr.com\/119\/273296299_94a7d50b36_z.jpg\" width=\"640\" height=\"427\" alt=\"\"><\/a><\/p>\n<p>There\u2019s nothing worse than coming home with damaged ski or golf gear. Add a snow or golf cover to your policy, and you could be covered for everything from lost equipment to stolen ski passes. Some plans will even take care of green fees if you can\u2019t use them due to an illness. <\/p>\n<p>Good luck \ud83d\ude42<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Everyone knows that travelling without insurance is a major no-no, but how exactly does the process work? Here, we answer some of the most common questions about travel insurance and help you prep to find a policy that makes your getaway dreams possible! Do I really need coverage? Yes, you really do. Though plenty of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[55],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Everything You\u2019ve Ever Wanted to Know About Travel Insurance!<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Everything You\u2019ve Ever Wanted to Know About Travel Insurance!\" \/>\n<meta property=\"og:description\" content=\"Everyone knows that travelling without insurance is a major no-no, but how exactly does the process work? Here, we answer some of the most common questions about travel insurance and help you prep to find a policy that makes your getaway dreams possible! Do I really need coverage? Yes, you really do. Though plenty of [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Am I Nearly There Yet?\" \/>\n<meta property=\"article:publisher\" content=\"http:\/\/www.facebook.com\/aminearlythereyet\" \/>\n<meta property=\"article:published_time\" content=\"2014-05-04T11:04:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2014-05-04T11:32:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/farm3.staticflickr.com\/2795\/4122171512_3f4dc612d0_z.jpg\" \/>\n<meta name=\"author\" content=\"Stuart Edwards\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@StuAndEloise\" \/>\n<meta name=\"twitter:site\" content=\"@StuandEloise\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Stuart Edwards\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/\",\"url\":\"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/\",\"name\":\"Everything You\u2019ve Ever Wanted to Know About Travel Insurance!\",\"isPartOf\":{\"@id\":\"https:\/\/aminearlythereyet.com\/#website\"},\"datePublished\":\"2014-05-04T11:04:35+00:00\",\"dateModified\":\"2014-05-04T11:32:58+00:00\",\"author\":{\"@id\":\"https:\/\/aminearlythereyet.com\/#\/schema\/person\/e3bea47fd323099e7c63d041f3e697a9\"},\"breadcrumb\":{\"@id\":\"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/aminearlythereyet.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Everything You\u2019ve Ever Wanted to Know About Travel Insurance!\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/aminearlythereyet.com\/#website\",\"url\":\"https:\/\/aminearlythereyet.com\/\",\"name\":\"Am I Nearly There Yet?\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/aminearlythereyet.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/aminearlythereyet.com\/#\/schema\/person\/e3bea47fd323099e7c63d041f3e697a9\",\"name\":\"Stuart Edwards\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/aminearlythereyet.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b80039d3cf7dbfdf4d25130b06c08802?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b80039d3cf7dbfdf4d25130b06c08802?s=96&d=mm&r=g\",\"caption\":\"Stuart Edwards\"},\"description\":\"Facebook | Google + | Twitter Stuart Edwards is the co-founder of this amazing blog! He's been travelling since early 2011, and is 100% addicted to coffee and Fail videos.\",\"sameAs\":[\"https:\/\/aminearlythereyet.com\/\",\"https:\/\/twitter.com\/StuAndEloise\"],\"url\":\"https:\/\/aminearlythereyet.com\/author\/stuart_edwards5\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Everything You\u2019ve Ever Wanted to Know About Travel Insurance!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/","og_locale":"en_GB","og_type":"article","og_title":"Everything You\u2019ve Ever Wanted to Know About Travel Insurance!","og_description":"Everyone knows that travelling without insurance is a major no-no, but how exactly does the process work? Here, we answer some of the most common questions about travel insurance and help you prep to find a policy that makes your getaway dreams possible! Do I really need coverage? Yes, you really do. Though plenty of [&hellip;]","og_url":"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/","og_site_name":"Am I Nearly There Yet?","article_publisher":"http:\/\/www.facebook.com\/aminearlythereyet","article_published_time":"2014-05-04T11:04:35+00:00","article_modified_time":"2014-05-04T11:32:58+00:00","og_image":[{"url":"https:\/\/farm3.staticflickr.com\/2795\/4122171512_3f4dc612d0_z.jpg"}],"author":"Stuart Edwards","twitter_card":"summary_large_image","twitter_creator":"@StuAndEloise","twitter_site":"@StuandEloise","twitter_misc":{"Written by":"Stuart Edwards","Estimated reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/","url":"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/","name":"Everything You\u2019ve Ever Wanted to Know About Travel Insurance!","isPartOf":{"@id":"https:\/\/aminearlythereyet.com\/#website"},"datePublished":"2014-05-04T11:04:35+00:00","dateModified":"2014-05-04T11:32:58+00:00","author":{"@id":"https:\/\/aminearlythereyet.com\/#\/schema\/person\/e3bea47fd323099e7c63d041f3e697a9"},"breadcrumb":{"@id":"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/aminearlythereyet.com\/everything-youve-ever-wanted-know-travel-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/aminearlythereyet.com\/"},{"@type":"ListItem","position":2,"name":"Everything You\u2019ve Ever Wanted to Know About Travel Insurance!"}]},{"@type":"WebSite","@id":"https:\/\/aminearlythereyet.com\/#website","url":"https:\/\/aminearlythereyet.com\/","name":"Am I Nearly There Yet?","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/aminearlythereyet.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"},{"@type":"Person","@id":"https:\/\/aminearlythereyet.com\/#\/schema\/person\/e3bea47fd323099e7c63d041f3e697a9","name":"Stuart Edwards","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/aminearlythereyet.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b80039d3cf7dbfdf4d25130b06c08802?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b80039d3cf7dbfdf4d25130b06c08802?s=96&d=mm&r=g","caption":"Stuart Edwards"},"description":"Facebook | Google + | Twitter Stuart Edwards is the co-founder of this amazing blog! He's been travelling since early 2011, and is 100% addicted to coffee and Fail videos.","sameAs":["https:\/\/aminearlythereyet.com\/","https:\/\/twitter.com\/StuAndEloise"],"url":"https:\/\/aminearlythereyet.com\/author\/stuart_edwards5\/"}]}},"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p3O6Sq-2jX","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/aminearlythereyet.com\/wp-json\/wp\/v2\/posts\/8925"}],"collection":[{"href":"https:\/\/aminearlythereyet.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aminearlythereyet.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aminearlythereyet.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aminearlythereyet.com\/wp-json\/wp\/v2\/comments?post=8925"}],"version-history":[{"count":0,"href":"https:\/\/aminearlythereyet.com\/wp-json\/wp\/v2\/posts\/8925\/revisions"}],"wp:attachment":[{"href":"https:\/\/aminearlythereyet.com\/wp-json\/wp\/v2\/media?parent=8925"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aminearlythereyet.com\/wp-json\/wp\/v2\/categories?post=8925"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aminearlythereyet.com\/wp-json\/wp\/v2\/tags?post=8925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}